You
can proceed directly to our directory of van insurance
companies to select a company and fill in an application
online or talk directly to a call agent to assist
you in determining the best possible insurance coverage.
On other pages linked to this page we discuss the
information you need to have on hand to fill in
an online van insurance application. There are discussions
about camper - caravan insurance, cheap van insurance,
and commercial van insurance coverage.
Asking for Quotes
Many people seem to be afraid to ask for a quote
or to ask for discounts when making major purchases.
They appear to be afraid of someone saying no, which
is actually the worst thing that can happen. Having
someone say no is not actually that bad. If they
offer an additional 10% discount then you are definitely
ahead of the game.
Asking for further discounts
without justification is the least you can do
and sometimes it may pay off with further discounts.
You should always ask for discounts and even if
you are successful 50% of the time you are ahead
of the game. Drivers of Vans, with excellent driving
records, no claims and no convictions or speeding
violations are in an excellent position to ask
for a discount on their quote, but also to negotiate
a discount on their premiums or have additional
services or benefits added. Always use whatever
advantage you have to negotiate a lower fee!
Process for Asking for a Quote
As in any job, if you are fully prepared you can
almost always be sure to be rewarded with a job
well done. Asking for a quote for van insurance
and getting the best price is no different. Preparation
is key. First step is to collect all of the information
you are going to need. This is covered in more
detail on another page on this web site. Second,
fill in online applications at several companies
listed in our directory and compare the results.
You will find differences in price as well as
in levels of cover and benefits. Third, begin
discussing these differences with the each of
the insurance companies, emphasizing those differences
that are in your favour. Ask for reductions in
price or improvements in cover. Fourth, always
ask if there are other elements you have not considered
that might bring the price down further, such
as your driving record, removing a particular
driver on a commercial van, etc. If you approach
this in a systematic way, you will be pleasantly
surprised many times, not always, but many times
with great low van insurance rates.
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